Guaranteed Credit Approval

Get the Credit You Deserve! Be Treated with Respect!


* No matter what your credit history is, we guarantee financing on a car, truck, van or SUV you need!	What is guaranteed credit approval?
* Guaranteed Credit Approval in less than one minute.	Guaranteed Credit Approval is exactly what it says. If you are legal and have enough verifiable income and proof of residence you can qualify.
* Obtain newer, late model, reconditioned vehicles with extended warranty.
* Establish or re-establish your credit by making on-time payments.	Why do I need Guaranteed Credit Approval?
* First time buyers and International students welcome.	If you are a first time buyer you need Guaranteed Credit Approval. If you have ever had a credit problem you need Guaranteed Credit Approval. Many times bad things happen to good people and their credit gets messed up. Does this make you a bad person? NO! All you need is a second chance and that is where we come in. You will not be turned down at GEMRE Auto Sales. By the way you are reported to the credit bureaus regardless of which lender we use. Real Credit for Real People.
How can "Guaranteed Credit Approval" change your life?
* Gives you the opportunity to establish or re-establish your credit on a late model pre-owned vehicle while reporting your payment history to all of credit bureaus nation-wide.
* More financial freedom after an on-time payments history.
* Better credit enables you to increase your purchasing power whether it be to purchase a new/newer vehicle or even a home.
Requirements for Immediate Delivery:	What do I need for Guaranteed Credit Approval?
- Valid Driver's License - 5 complete references - Qualifying proof of residence - Qualifying proof of income ( we can use your last 2 months bank statements for proof of income ) - Down payment based on vehicle value	You must have a valid driver's license. Social Security card. Your last two pay stubs with a minimum gross pay of $250.00 per week. If self-employed your last two months bank statements showing your deposits. Proof of address which can be your Utility bill, cable bill, satellite bill, water bill, phone bill, or your current bank statement you received in the mail at your home address. If you are under 25 and living at home bring parent's utility bill and something mailed to you. Current bank statement. 5 personal references. Your down payment in cash. (No Checks) If you are trading in a vehicle you must have the title and it has to be in your name. Before taking delivery you must have full coverage insurance with no greater than a $500.00 deductible.



	Is SSI, disability income considered as a proof of income?
	Yes, please bring copy of your last two months checks or updated letter from Social Security Office.
	I am a full time student and do not have a job, can I still finance a car?
	Yes, we need to see your last two months bank statement showing your deposits. In other words, we can use your bank statement as a proof of income.
	What is Gap Insurance?
	Gap insurance is one of the best add-ons you can have with the purchase of your vehicle. Here's how it works. Let's say you are involved in an accident and your vehicle is a total loss. The insurance company determines they will pay you $6500.00 but you owe $7700.00. That leaves a GAP of $1200.00. Your Gap Insurance coverage will pick up this difference including your deductible. If it were not for Gap Insurance you would still be reponsible for the balance to the lender. Without this coverage not only would you be out your vehicle but you still owe the lender and this would probably prevent you from getting another loan for a vehicle. On the average Gap Insurance usually runs less than $3.00 per month. A small price for a lot of prevention.
	What is a service contract and why do I need one?
	A service contract sometimes called a mechanical breakdown policy is crucial to have on these late model cars. There is not a vehicle on the road that will not break at some point. What these policies do is take care of the major breakdowns. For instance a transmission in some of these vehicles can go past $2000.00 and an engine can go over $3000.00. If you have a service contract and encounter such a breakdown your out of pocket expense is only $100.00. If you are working to re-establish your credit the last thing you need is a major repair bill. We design these programs to run the lenth of your loan so you will have peace of mind. These contracts do not cover every little squeak and rattle but do take care of the major things.
	Do you accept trade-ins?
	Absolutely. We're happy to take virtually any car, truck, van, or SUV you have to trade, and we'll give you a fair price, based on condition and miles on the vehicle.
	Do you accept a blank check from www.capitalone.com or www.eloan.com ?
	Yes, we can accept blank check from capitalone or eloan. Also you can arrange your own financing from your bank or credit union.
	Are your cars inspected and serviced?
	We want you to be happy with your purchase and we want you to have a car you will be proud to drive. So you tell your friends about us and come back to us again and again. Every car we buy is inspected and serviced by independent third party mechanics. So they are ready to drive. All of our vehicles are checked through CarFax for prior salvage and odometer roll backs also.
	I am not in Los Angeles, do you guys arrange shipping?
	Yes, we do arrange shipping. Since everybody wants a rust free Californian car, and very few people can make a fly-drive holiday, there are so many auto shipping companies. We have been working with some of them for a long time, and they are very reliable and offer very reasonable shipping prices.
	What is true pay?
	True Pay allows you to make your payments automatically from your bank account. Payments are always on time and the same day each month. Never any late charges. True Pay will help you re-establish your credit. No postage stamps. No checks. No money orders. Just on time payments in your credit report.