Gives you the opportunity to establish or re-establish your credit on a late model pre-owned cars, trucks and minivans while reporting your payment history to all of credit bureaus ( experian, eguifax and trans union ) nation-wide.
More financial freedom after an on-time payments history.
Better credit enables you to increase your purchasing power whether it be to purchase a new/newer vehicle or even a home.

• Valid Driver's License
• 5 complete references
• Qualifying proof of residence
• Qualifying proof of income ( we can use your last 2 months bank statements for proof of income )
• Down payment based on vehicle value

Guaranteed Credit Approval is exactly what it says. If you are legal and have enough verifiable income and proof of residence you can qualify. We accept SSI, AFDC, disability income and bank statements as a proof of income.

If you are a first time buyer you need Guaranteed Credit Approval.
If you have ever had a credit problem ( bad credit, bankruptcy) you need Guaranteed Credit Approval.
Many times bad things happen to good people and their credit gets messed up. Does this make you a bad person? NO! All you need is a second chance and that is where we come in. You will not be turned down at GEMRE Auto Sales. We have the best special finance options in Long Beach, Lakewood, Signal Hill, Wilmington area.
By the way you are reported to the credit bureaus regardless of which lender we use. Real Credit for Real People.

Yes, please bring copy of your last two months checks or updated letter from Social Security Office.

Yes, we need to see your last two months bank statement showing your deposits. In other words, we can use your bank statement as a proof of income. We speciliaze in first time buyers. If you just arrive the city and need a ride,we can help your financing regardless if you have bad or no credit at all. We are minutes away from California State University Long Beach and Long Beach City college.

Gap insurance is one of the best add-ons you can have with the purchase of your vehicle. Here's how it works. Let's say you are involved in an accident and your vehicle is a total loss. The insurance company determines they will pay you $6500.00 but you owe $7700.00. ( Because you financed all tax and DMV fee's too ) That leaves a GAP of $1200.00. Your Gap Insurance coverage will pick up this difference including your deductible. If it were not for Gap Insurance you would still be reponsible for the balance to the lender.
Without this coverage not only would you be out your vehicle but you still owe the lender and this would probably prevent you from getting another loan for a vehicle.
On the average Gap Insurance usually runs less than $3.00 per month. A small price for a lot of prevention.

Also sometimes known as a vehicle service contract, an extended warranty is a plan that can be purchased by a consumer that will cover the costs of repair, parts, labor, and/or sales tax for certain repairs or replacements. They work very similarly to the manufacturer warranty that comes with most new vehicles. If you are working to re-establish your credit the last thing you need is a major repair bill. We design these programs to run the length of your loan so you will have peace of mind.

A service contract ( warranty ) is crucial to have on these late model cars. There is not a vehicle on the road that will not break at some point. What these policies do is take care of the major breakdowns. For instance a transmission in some of these vehicles can go past $2000.00 and an engine can go over $3000.00. If you have a service contract and encounter such a breakdown your out of pocket expense is only $100.00.
By the way, you can choose any dealer, national chain, or local mechanic to perform the repairs on your vehicle.

By performing required service at the proper intervals and responding if something clearly goes wrong. The most important thing is to do the engine oil changed every 3 months or 3,000 miles,whichever comes first.

Many warranties cover the parts and labor costs involved in fixing unexpected repairs but place the burden of expected maintenance on the customer.These contracts do not cover every little squeak and rattle but do take care of the major things. Please see covered item section carefully.

No. Not all dealers offer warranty on their vehicles. All GEMRE vehicles comes with warranties for additional peace of mind.

Absolutely. We're happy to take virtually any car, truck, van, or SUV you have to trade, and we'll give you a top price, based on condition and miles on the vehicle. We are one of the best dealers that pay top dollars ( $ ) for your trade ins in Long Beach.

When you trade-in you don't have to worry about selling the vehicle yourself or any of the associated costs (advertising, showing the car, etc). If the trade-in has known problems that could plague you later (when the buyer returns complaining), selling the car to the dealer eliminates the bother.

We want you to be happy with your purchase and we want you to have a car you will be proud to drive. So you tell your friends about us and come back to us again and again. Every car we buy is inspected and serviced by independent third party mechanics in Long Beach. So they are ready to drive.
All of our vehicles are checked through CarFax and/or Autocheck for prior salvage and odometer roll backs also.

Yes, we do arrange shipping. Since everybody wants a rust free Californian car, but very few people can make a fly-drive holiday.There are so many auto shipping companies that we have been working since 2003. They are very reliable and offer very reasonable shipping prices. Here are some of the examples that we ship to other states;

94 MITSUBISHI 3000GT TO HOUSTON, TEXAS FOR ONLY $ 400.
07 Toyota Sienna LE TO NEW YORK FOR ONLY $840
08 Chrysler Town & Country Limited TO NEW JERSEY FOR ONLY $ 695

True Pay allows you to make your payments automatically from your bank account. Payments are always on time and the same day each month. Never any late charges.

True Pay will help you re-establish your credit.
No postage stamps.
No checks.
No money orders.
Just on time payments in your credit report.

Eventhough we sell all kinds of brands including Toyota, Chrysler, Saturn, Audi, Honda, Dodge, Mitsubishi, BMW, Jeep, Ford, Pontiac, Mazda, Buick, Lexus, Hyundai,Chevrolet, Mercedes, Kia, Cadillac, Volkswagen, , GMC our best sellers are ( the most populer cars in Long Beach, CA ) Chevy Tahoe, Suburban, Impala, Malibu, Monte Carlo, Nissan Altima, Sentra, Pontiac Grand Prix, G6, Grand AM, Ford Taurus, Explorer, Focus, Chrysler Town and Country, Sebring, Voyager, PT Cruiser, Jeep Grand Cherokee, Toyota Corolla, Camry, Avalon etc...
Please see our updated inventory daily, if you do not see what you looking for, please let us know so we can locate it for you.

Any utility bill under your name will work. ( Gas, electric, cable, cell phone, water bill or Bank Statement ) If you live one of the zip codes below we can easily get your finance even without proof of residence;
90745, 90746, 90747, 90749, 90755, 90801, 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90809, 90810, 90813, 90814, 90815, 90822, 90831, 90832, 90833, 90834, 90835, 90840, 90842, 90844, 90846, 90847, 90848, 90853, 90895, 90899